What you said is all true. But at least Stipe got in the cage with Ngannou twice and won decisively in the first bout. Ngannou did get a highlight reel KO in the rematch, but Ngannou has many highlight reel KOs against top HW opponents and was probably the hardest hitting HW in UFC history. Jones avoided Ngannou like the plague and only went up to the UFC HW division after Ngannou left the UFC. In addition, Jones was gifted a decision win over Reyes at LHW before he made the jump to HW. Jones definitely lost that fight, Reyes was shafted. Jones is now avoiding Aspinall just like he avoided Ngannou.Stipe is 42, has a full-time job, got flatlined in his last fight, and hasn't won a fight in more than 4 years.
That's all I need to know.
The big question is whether Stipe has retained his skills at age 42. Father Time is undefeated. Jones has not been particularly active in recent years, so he might not be as sharp as the prime Jones we all respected as one of the best ever to fight in the UFC.