Economy The great housing market crash of 2022

Holy crap we agree on something? I do agree the 24 hr news cycle and the need to make fake news to make those ratings have made things though.
I also think social media has ruined many good people. No one in my house has a Facebook or Instagram ect. We've had the talk with our daughter and showed her the honest people that explain filters for SM. I've seen 10s go to a 2 because of filters. It puts more pressure on these kids to reach a goal they can't.

Suicide is also a problem and I think SM has a lot to do with it although covid nonsense didn't help.

Daughters friend and classmate killed himself a few months ago. His fear that covid would never be over and masks would never come off. Teachers never put a positive spin on we will see the light at the end of the tunnel. They just pushed fear taking away lockers and masks as well as not getting close to others.

We just called another one of her friends mom's last night because he text my daughter saying he just wanted to die. I'm like wtf is wrong with these kids? This all is a very small snapshot in time and the earth is a beautiful place. So many amazing times in the future and things will make you feel like you're on cloud nine.

I dunno we talk to our daughter and what we've told her she told him in text and that made us proud.
It's tough growing up in these times but not everything is bad.

Sherbro, we are old chunks of coals in here. Considering most sherdoggers are in their 40s, we barely know what is like to be in their shoes. They have a different relationship to time than us. 2 years if you are 18 means that roughly one sixth of the time you remember was a shithole (disregarding the first six years). Thats bound to leave more kids than before feeling shitty and suicidal. Although SM certainly adds to that.
 
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Sherbro, we are old chunks of coals in here. Considering most sherdoggers are in their 40s, we barely know what is like to be in their shoes. They have a different relationship to time than us. 2 years if you are 18 means that roughly one sixth of the time you remember was a shithole (disregarding the first six years). Thats bound to leave more kids than before filling shitty and suicidal. Although SM certainly adds to that.
Many schools also focus on the bad in America and its history, and teach from a leftist lens often demonizing people born with a skin color deemed privileged by group think self hating fucktards.

Innocent kids still naive to the world are being told they are oppressors by rainbow haired mentally ill walking whales.
 
Are you talking about Kiyosaki? He is not an economist. He is a con man. He also didn’t say half of the county is going to lose everything he said we are going to lose half of the population. Here is the quote from your article.


“When inflation goes up, we’re going to wipe out 50% of the U.S. population,”

So I can get twice the stuff for half the cost!
 
Yawn. Typical you saying "Alt right bullshit" when its not "Alt right" at all. Its a saying that has been around for decades in all circles, because it is near universally agreed upon to be true. Its a law of the jungle. It isn't left, right, center or anything son.

Human beings achieve their greatest heights and peaks through tough competition and battling through adversity.

If you grew up poor and are used to growing your own vegetable garden to supplement prices of high groceries, do your own Oil changes instead of paying a garage to do it, etc, fix your own shit, and had to learn skills and raise your bar, you self improve. And nobody said it came without a price or trauma. Most millennials I know do not even know how to change their car battery. And they would flip out if you took their Cell phone and internet away and have no idea how to function

The fact that you just tried to equate that saying to "Alt right" tells me you are so completely polarized that you have lost touch with reality.
That “out of touch reality” you speak of is reality now.

That is precisely the problem with our ultra polarized society. The two sides are living in completely different realities. There’s no hope and no middle ground. It’s just a war between two realities.

I’m going on the side of those who recognize that men can in fact get pregnant and give birth, for anybody wondering.
 
I kinda feel like if/when America crashes or comes really, really close to it, it'll experience a bit of a rebirth that will prove the coming hardship to have been worth it.
You just need to shake off the shackles of corporate rule, and I'm not sure you can unless shit crashes and burns and sends all the roaches scurrying out.
 
This whole rant is just full of cliches, ideology and contradictions that I don’t even know where to start.
It's common knowledge in psychology that parents overprotecting their children and shielding them from uncomfortable challenges and situations ends up creating adults that are insecure in their ability to deal with the world, and eventually anxiety and depression develops.
This isn’t the point you think you’re making. This isn’t something that is preserved for generation Z. Every generation has kids who are brought up more protective or less protective.
That's basically what started happening with millennials, and got ramped up with gen Z. Gen Z also grew up with social media and mob mentality - always walking on eggshells for every single thing they say. They also got coddled in spaces outside the home, e.g. "safe spaces" in university.
this is just the same old jordan peterson blahblah about safe spaces and coddling. You’re making it seem like what you’re saying are facts while the way you raise your children is highly debated in pedagogy. And safe spaces aren’t all that common. Although gen z obv has problems with their generation it doesn’t really proof that they are “weaker”. Because weaker or stronger is just a subjective meaning that you fill in for yourself.

Culturally, society has also devolved into many people believing that their own out-of-control emotions aren't their responsibility but that other people are at fault for 'triggering' them. Bar some gross misconduct on the other person's part, your emotions are always your own responsibility. Even ancient Greeks had understood this. A lot of factors came together to create a very mentally unstable generation in gen Z.
Again filled with ideology and cliches. You probably think that for instance men from the silent generation suppressing their emotions is the “stronger” thing to do. Which had been proven by multiple sources that it’s not and it led to much abuse and unprocessed trauma.

You bringing up the silent generation is deflection. They had to go through a war; gen Z didn't. If gen Z had to go to war, they would be absolutely shattered mentally. They're barely holding on just living totally normal and safe lives. Look at any kind of objective measure of mental illness and millennials are worse off than gen X, and gen Z is worse off than millennials. Parents and society in general are failing at raising these kids properly. Culturally, the US has decayed.
again, all ideology speaking here. Because it’s a culture you don’t like, it’s decaying lol. If you think that more respect for different cultures, more respect, openness and understanding for mental illness, better understanding of emotions are traits that leads to a decaying society then sure. I would say that the sharp decrease in education would be a better way to look at society decaying but then ofc you can’t blame the youth lol.

It’s also not as easy as oh look at this generation or look at that generation. Millennials and gen z grew up with their own problems. Talking about silent gen isn’t deflecting, it’s using an example.

You really sound like the typical old trumper sitting at his porch complaining about the youth and glorifying the glory days, because men were still the strong and silent type and kids just played in the yard.
 
That slogan has been around for decades. Literally. Like in the 80s, mainstream pro wrestler faces like the american dream Dusty Rhodes built their gimmick around that slogan.
That’s why I said it’s been popularized and not created.


As to the rest, this quote below summed it up perfectly


This. And all of it is backed up by dozens of clinical studies on the behavior of adolescents over decades.

This is why "sticks and stones may break my bones but words will never hurt me" was the common mantra taught to children growing up in the 70s and 80s. "Shake it off"
It’s easy to say “this” and then completely ignore what I said. What does learning certain skills has to do with being weaker/ stronger mentally?
 
Not to completely disagree but isn't it plausible that the later generations are also dealing with significantly more emotional turbulence than previous generations.

For example, the slient generation didn't have to deal with a 24/7 news cycle constantly bombarding them with everything that's wrong with the world. Prior to the internet, no one had to deal with the massive emotional and social difficulties presented by social media.

While the physical side of the world has eased, there are significantly more burdens on the emotional side than previously.
What’s completely ignored in this conversation by both the other posters is that mental health problems being more visible today doesn’t mean it didn’t happen in other generations.

Now you’ll maybe see someone have a burn out and complain about pressure at work or not being respected, the older generations just went to the bar got drunk and came home to beat their wives.

Now tell me who is the “stronger” person here.
 
This whole rant is just full of cliches, ideology and contradictions that I don’t even know where to start.

This isn’t the point you think you’re making. This isn’t something that is preserved for generation Z. Every generation has kids who are brought up more protective or less protective.
this is just the same old jordan peterson blahblah about safe spaces and coddling. You’re making it seem like what you’re saying are facts while the way you raise your children is highly debated in pedagogy. And safe spaces aren’t all that common. Although gen z obv has problems with their generation it doesn’t really proof that they are “weaker”. Because weaker or stronger is just a subjective meaning that you fill in for yourself.


Again filled with ideology and cliches. You probably think that for instance men from the silent generation suppressing their emotions is the “stronger” thing to do. Which had been proven by multiple sources that it’s not and it led to much abuse and unprocessed trauma.


again, all ideology speaking here. Because it’s a culture you don’t like, it’s decaying lol. If you think that more respect for different cultures, more respect, openness and understanding for mental illness, better understanding of emotions are traits that leads to a decaying society then sure. I would say that the sharp decrease in education would be a better way to look at society decaying but then ofc you can’t blame the youth lol.

It’s also not as easy as oh look at this generation or look at that generation. Millennials and gen z grew up with their own problems. Talking about silent gen isn’t deflecting, it’s using an example.

You really sound like the typical old trumper sitting at his porch complaining about the youth and glorifying the glory days, because men were still the strong and silent type and kids just played in the yard.

You can't even write properly or enunciate your thesis in a coherent way - just verbal diarrhea. "B-but Trump, b-but Jordan Peterson, b-but you must be old." I'm not old, I don't like Trump. Do you think of yourself as an 'enlightened, empathetic lefty' as you literally do nothing else but make unfounded assumptions and personal attacks? I would hope not. Also, gen Z having more mental illnesses is a statement of fact. It doesn't imply they're bad people for it, in fact I specifically mentioned how their parents and society failed them. Goes to show your own biases against mental illness.

Peterson is a clinical psychologist, his opinions do have some overlap with best practices in psychology. There's an entire branch of psychology, cognitive behavioural theory, whose whole modus operandi is exposing clients to challenges and uncomfortable situations in order to make them grow by increasing their confidence and tolerance to discomfort. It's incredibly effective despite its' simplicity, and it's the dominant branch of psychology at the moment because it consistently performs well in studies. Let's take the example of PTSD you brought up before. You know what the standard of care for PTSD is? Exposure therapy. To the places, people and situations that remind the client of the trauma, and to the memories themselves. Avoidance and dissociation (escaping trauma vs. facing it) is associated with poorer outcomes. It's literally the opposite of the attitude that the far left has, where they believe the entire world has to contort itself to accommodate how they feel.
 
Seriously guys, many of you need to get aware, that the US could EASILY provide homes for everyone.
There is no need for any housing crisis in a country this wealthy.

Don't let anybody, republican or democrat, tell you otherwise.
 
Seriously guys, many of you need to get aware, that the US could EASILY provide homes for everyone.
There is no need for any housing crisis in a country this wealthy.

Don't let anybody, republican or democrat, tell you otherwise.
Its not that simple though. The federal government doesn't own a lot of extra housing in itself. Housing always ether belongs to the banks or some landlord. And are you expecting them to pay at some point? Live there for free endlessly? Then there's upkeep, even if you get them into the house whos paying for the upkeep? If you income cap who gets a house, your bound to run into a lot of the same issues that we have with section 8 housing
 
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You can't even write properly or enunciate your thesis in a coherent way - just verbal diarrhea. "B-but Trump, b-but Jordan Peterson, b-but you must be old." I'm not old, I don't like Trump. Do you think of yourself as an 'enlightened, empathetic lefty' as you literally do nothing else but make unfounded assumptions and personal attacks? I would hope not. Also, gen Z having more mental illnesses is a statement of fact. It doesn't imply they're bad people for it, in fact I specifically mentioned how their parents and society failed them. Goes to show your own biases against mental illness.
So you agree the slogan “hard times create strong people blabla” is bullshit?
Peterson is a clinical psychologist, his opinions do have some overlap with best practices in psychology. There's an entire branch of psychology, cognitive behavioural theory, whose whole modus operandi is exposing clients to challenges and uncomfortable situations in order to make them grow by increasing their confidence and tolerance to discomfort. It's incredibly effective despite its' simplicity, and it's the dominant branch of psychology at the moment because it consistently performs well in studies. Let's take the example of PTSD you brought up before. You know what the standard of care for PTSD is? Exposure therapy. To the places, people and situations that remind the client of the trauma, and to the memories themselves. Avoidance and dissociation (escaping trauma vs. facing it) is associated with poorer outcomes.
Yes, theory indeed.
It's literally the opposite of the attitude that the far left has, where they believe the entire world has to contort itself to accommodate how they feel.
lol you accuse me of making assumptions and then say shit like this, which is literally what I was assuming.
 
You can't even write properly or enunciate your thesis in a coherent way - just verbal diarrhea. "B-but Trump, b-but Jordan Peterson, b-but you must be old." I'm not old, I don't like Trump. Do you think of yourself as an 'enlightened, empathetic lefty' as you literally do nothing else but make unfounded assumptions and personal attacks? I would hope not. Also, gen Z having more mental illnesses is a statement of fact. It doesn't imply they're bad people for it, in fact I specifically mentioned how their parents and society failed them. Goes to show your own biases against mental illness.

Peterson is a clinical psychologist, his opinions do have some overlap with best practices in psychology. There's an entire branch of psychology, cognitive behavioural theory, whose whole modus operandi is exposing clients to challenges and uncomfortable situations in order to make them grow by increasing their confidence and tolerance to discomfort. It's incredibly effective despite its' simplicity, and it's the dominant branch of psychology at the moment because it consistently performs well in studies. Let's take the example of PTSD you brought up before. You know what the standard of care for PTSD is? Exposure therapy. To the places, people and situations that remind the client of the trauma, and to the memories themselves. Avoidance and dissociation (escaping trauma vs. facing it) is associated with poorer outcomes. It's literally the opposite of the attitude that the far left has, where they believe the entire world has to contort itself to accommodate how they feel.
That's only part of the cognitive behavioral therapy. The other half is that CBT recognizes that no one can change their circumstances in isolation, you have to treat the entire environment. That includes recognizing where the environment and/or the people surrounding the individual are driving factors in the mental health issue.

So, yeah, the patient has to learn to deal with certain discomforts but they also learn that the source of that discomfort should be identified and excised if at all possible. That's the behavioral part of the therapy model. There's an old saying that kind of illustrates this, I'll try to paraphrase.

1) I'm walking down the street. I don't see a pothole and fall into it. It takes me forever to get out.
2) I'm walking down the street. I see the pothole and still fall into it. It takes me forever to get out.
3) I'm walking down the street. I see the pothole and fall into it. I get out of it quickly.
4) I'm walking down the street. I see the pothole and walk around it.
5) I walk down another street.

CBT aims to get people to eventually walk down another street. "Facing discomfort and looking at how one thinks about that discomfort" is about recognizing the pothole and how to effectively deal with it. But CBT doesn't want the patient to simply get better at dealing with a pothole. Ultimately, CBT wants the patient stop walking down the street that has a pothole. Change the environment, not just the response to discomfort.
 
You really think gen Z are gonna be the worst after generations who actually survived the most violent and horrible wars since mankind with all the trauma’s that ensued?

Maybe mental illness is more visible with Gen z because of the phones and the lesser taboo’s of speaking out about mental health. But if you think during the silent generation their wasn’t rampant mental illness you’re delusional.

I never said worst generation ever, I’m not that short sighted. I said “worst of the bunch.” I.e. boomers and beyond.

and like I said I think the issue is social media and how gen z and late millennials have become the guinea pigs of this tech.

I don’t have a problem with wokism and think it’s done more good than harm, although it has definitely done a lot of both.
 
I never said worst generation ever, I’m not that short sighted. I said “worst of the bunch.” I.e. boomers and beyond.

and like I said I think the issue is social media and how gen z and late millennials have become the guinea pigs of this tech.

I don’t have a problem with wokism and think it’s done more good than harm, although it has definitely done a lot of both.
Fair enough. I would agree social media is a pest for young people.
 
Fair enough. I would agree social media is a pest for young people.

I was reading the last 2 pages and I actually agree more with what you are saying meanwhile people like @Renard sound like
images
 
Just saw this which is pretty startling and somewhat interconnected. Had mentioned that investment firms are moving to the housing market because commercial retail is no longer paying off the way it was prepandemic. But this also is bad news, because is retail stores cannot make rent due to increase prices, wages, etc, it would seem to indicate people soon being laid off or wage cuts will follow, or even these businesses may have to shut down... which will likely lead to more foreclosures and also not being able to pay high rent prices.

Also mentioned that a lot of stuff if felt by first producers, then retailers, before the lag catches up to consumers. So to me, this indicates inflation is only going to keep going up as supplies for retailers also continue to go up and they will have to continue to raise prices to simply pay rent, etc.

Not a good sign

"In fact, according to a new report by Bisnow, 34% of small retail businesses were unable to make their rent in April. This number was up 6% from February, the report says, citing survey data from Alignable.

Among reasons for not being able to meet their financial obligations, retailers noted inflation, gas prices, supply chain issues, labor shortages and reduced revenues."





Small business sure seems ESSENTIAL now you dumb fuck Democrats. Shutting down businesses and sending in the FBI to shut down hairdressers and sandwich shops while allowing Walmart shoppers elbow to elbow.

This was planned.

And the two people trying to buy right now that I know are still dealing with bidding wars. It may be cooling where it was white hot, but the alternative places remain competitive it seems.
 
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Its not that simple though. The federal government doesn't own a lot of extra housing in itself. It always ether belongs to the banks or some landlord. And are you expecting them to pay at some point? Live there for free endlessly? Then there's upkeep, even if you get them into the house whos paying for the upkeep. If you income cap who gets a house, your bound to run into a lot of the same issues that we have with section 8 housing
Housing should be a human right and everyone should have shelter.
The US is much wealthier than countries who have been successful in providing all of their people with shelter, so the US can definitely do that.

The US government is great at making their people believe though, that everything is either great like it is, or that it couldn't be better.
Yet, the US has the highest incarceratiom rate per capita world wide (!), which means they don't care about working on the reasons people become criminal (because it's not like people in the US are genetically predisposed to being criminals more than people born elsewhere), they have a giant problem with homelessness and unemployment (both of which is, btw. profitable to an extent. If you want, i can explain why), which shouldn't be accepted and - also very important - the average life expectancy at the US is abysmal for its wealth.
 
Housing should be a human right and everyone should have shelter.
The US is much wealthier than countries who have been successful in providing all of their people with shelter, so the US can definitely do that.

The US government is great at making their people believe though, that everything is either great like it is, or that it couldn't be better.
Yet, the US has the highest incarceratiom rate per capita world wide (!), which means they don't care about working on the reasons people become criminal (because it's not like people in the US are genetically predisposed to being criminals more than people born elsewhere), they have a giant problem with homelessness and unemployment (both of which is, btw. profitable to an extent. If you want, i can explain why), which shouldn't be accepted and - also very important - the average life expectancy at the US is abysmal for its wealth.


The states are a huge problem. Blue states regulate building and have so much red tape and so many fees it becomes impossible to build. And the people that can navigate the madness and build have to charge insane prices.

And California experienced a drought that killed hundreds of millions of trees, and instead of allowing them to be harvested intelligently for lumber the governor literally said it is better to let them rot. But they rotted and then burned and then California polluted the Earth with smoke worse than literally any place on Earth. Madness.


I could have rough plumbing out in, have a pad poured and drop a two story TuffShed on it. Do rough electrical and have my sub contractors finish it cheap. Then insulate, dry wall and finish everything cheap. It would be a cheap rental, but once I pull permits and pay for everything and go through the California madness it more than doubles the price.

Gotta pay for big government.
 
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