Read further. I've explained it.
Money and security aren't that important. Spending time with your family is. I missed a lot of critical early year events with my son. My wife sending me a video of my son learning to ride a bike just broke the camel's back. There is a point when you have enough money and it will never buy back the time with your family. Especially if you absolutely hate your job.
How much money would it take for you to make that same decision?
If you are trying to read further in, as did another poster, that I got kicked out - you're wrong. But yeah, it is HIGHLY UNUSUAL for a Major with 17 years putting in a REFRAD. My outbriefs with commanders were truly cathartic. I literally had this same conversation over and over with subordinates, friends, peers, and commanders. Wives of friends were trying to get my wife to convince me not to do it.
I'm pretty open about it - sold or put in storage all our stuff, bought a sailboat and sail the Bahamas and Caribbean full time. I wake up every day and spend it with my wife and kid. It's fucking magical. The alternative was to stay in, grind it out, and be one of the countless retirees who got out, FINALLY able to spend time with their family only to realize the kids are grown and don't know you. Grats on your pension though~