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- Oct 20, 2018
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Not advice given to me by a friend or family member, but accidentally stumbling upon Dave Ramsay videos late one night completely changed my approach to personal finance. I don't really watch him much anymore, but it made me interested in budgeting, paying off debt, and saving. I spent most of my twenties living paycheck to paycheck so it was sort of an eye-opener when I sat down and figured out how much money I was wasting on junk (mainly booze and take-out/delivery) each month.