Who has credit card debt?

[cooljay1622]

I put ufc fight pass on my credit card.

 

[J0N0]

How do you build credit? Will you ever own a home or car some day?

How the fuck do you even rent a hotel room?

I checked my credit rating recently for that reason (buying a house) because I thought I might need to get a credit card to get that up, but it's actually really good so it's not a problem.. obviously I own a car etc, but you don't need a credit card for that?

I'm not claiming I make loads of money or anything because I don't; but if you don't start a cycle of buying things before you have the money then there's no reason that you can't just use actual money rather than getting into a mess with credit.

 

[John Wick]

Add me to the "i'm fucked" club.

 

[astrozician]

Paid off all credit cards, student loans, both cars are paid for. My job matches my retirement contributions. After the new year, I will have a fully funded Roth IRA. I live very conservatively.
Nobody ever got rich on 1.5% cash back, using up their points or airline miles. Ed McMahon never visited me.
The secret to getting and having a (good) job: Be valuable . Any job that stifles your ingenuity or creativity, leave.
The secret to being wealthy: Investing your time and money wisely (or marry someone rich).

 

[John Wick]

Paid off all credit cards, student loans, both cars are paid for. My job matches my retirement contributions. After the new year, I will have a fully funded Roth IRA. I live very conservatively.
Nobody ever got rich on 1.5% cash back, using up their points or airline miles. Ed McMahon never visited me.
The secret to getting and having a (good) job: Be valuable . Any job that stifles your ingenuity or creativity, leave.
The secret to being wealthy: Investing your time and money wisely (or marry someone rich).

Can we trade lives?

 

[LostMyBlackBelt]

I have zero debt of any kind atm.

 

[LostMyBlackBelt]

I'm 32 and I've never had a credit card. I don't see the point of it tbh.

You kind of need one to rent a hotel room and that sort of thing, also good to have in an emergency although a debit card will usually work too.

 

[astrozician]

Can we trade lives?

It wouldn't be fair to you: I get frequent headaches, nerve pain in my neck and back, arthritis in my left wrist, my hair is turning gray, and I'm only in my 30's. I'm pretty sure I have a mild learning disability, and suffer from bouts of depression.

Sometimes the grass is greener on the other side, but only because there's more manure.

I guess that's why I like watching other people beat each other up.

 

[LostMyBlackBelt]

I checked my credit rating recently for that reason (buying a house) because I thought I might need to get a credit card to get that up, but it's actually really good so it's not a problem.. obviously I own a car etc, but you don't need a credit card for that?

I'm not claiming I make loads of money or anything because I don't; but if you don't start a cycle of buying things before you have the money then there's no reason that you can't just use actual money rather than getting into a mess with credit.

I know people that take an expensive vacation every year and put it on a credit card or take out a home equity loan because they have no money for it. I would rather just chill at home than worry about debt for the other 51 weeks a year.

 

[TheRassler]

Just bought a new iPhone cause my old one had a shitty battery so I owe up to $1,000 this month.

 

[wartor]

Maybe you should change the poll so we can guess which UFC fighters have the most credit card debt?

 

[Vil7]

I have a bit under $1k on a credit card. I'm going to make a $400 payment on Friday.

 

[J0N0]

You kind of need one to rent a hotel room and that sort of thing, also good to have in an emergency although a debit card will usually work too.

Yeah I have a Debit card, I'm not some kind of hermit suggesting people keep their money under their mattress or anything

I know people that take an expensive vacation every year and put it on a credit card or take out a home equity loan because they have no money for it. I would rather just chill at home than worry about debt for the other 51 weeks a year.

haha, right on. Any temporary pleasure you get from living above your means is never going to outweigh the price you pay in stress and hassle.

 

[chubbman]

No credit card, mortgage payed off,

#w1nn1ng

 

[War Pig]

I got credit card debt but I also run a business and debt is just the nature of the beast, you're always going to carry some.

 

[MayhemMonkey]

How do you build credit? Will you ever own a home or car some day?

loans? car finance etc all build your credit score without the need for credit cards

 

[Yukarin]

No credit card debt per say, but I dabbled into studying a little bit and accumulated some of that sweet debt doing it, before I eventually dropped out to live on the gubment dole until I'm dead.

 

[Sgt Smith]

I rolled all my credit card debt into high interest bookie loans.

 

[Pwent]

i check my credit card every morning, whatever has gone through, i pay off

i only spend what i would spend from a debit card/cash. but at least this way i get free airline miles=free vacations

 

[rshawneecarbon1]

Was this meant to be a Mayberry post? Anyway, I have none. Literally, about $1500 which will be gone in a few months.

So you have some.