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Has nothing to do with bootstraps, or wilful homelessness?You're preaching to the choir here, I don't think a single neighborhood should be zoned exclusively for SFH. That's not to say developers should be allowed to build skyscrapers wherever they want but homeowners should have the option to build/renovate 2-4 units on a given property.
Has nothing to do with that and everything to do with the restrictive housing market. What's funny is that normally this kind of government intervention that leads to inefficiencies and negative externalities is exactly the kind of thing libertarians and free market folks complain about. And yet because in this instance it benefits important constituencies like older homeowners many will lose the courage of their convictions and look the other way as local government strangles housing supply and kneecap the economy.
I understand the housing market is a problem. I even made a thread about it earlier this year. But there are homeless in California, who remain homeless with jobs just to bank money