Let's say you are 18 years old and you just graduated high school. You have two options: 1. Go to college.. the sky's the limit 2. Family member offers to juice you into a city job. Office work, $24/hr to start, pension, healthcare, etc.. After you choose one or the other, the other option is no longer available. If you choose go work for the city, you can never go to college and vice versa. Which would you choose?