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University or government job?

WorldofWarcraft

Holy Paladin
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Let's say you are 18 years old and you just graduated high school. You have two options:

1. Go to college.. the sky's the limit

2. Family member offers to juice you into a city job. Office work, $24/hr to start, pension, healthcare, etc..

After you choose one or the other, the other option is no longer available. If you choose go work for the city, you can never go to college and vice versa.

Which would you choose?
 
College.

What happens when you hit the ceiling at that city job or lose the job and the lack of education keeps many opportunities from you.
 
City Job.. The cost of college is unreal and it takes forever to pay it off.. Plus no guarantee you will get a job in the field you went to school for, still have to pay back the loans though
 
City job.

A lot of city jobs will also do tuition reimbursement if you decide to go back to school and it's field related.
 
City job. I went to the best university in the state for Business and didn't learn shit that was applicable once I finally got into a job (with the biggest company in the state). I could have killed it at a city job starting at $24/hr.
 
City job fo sho. I want to be like that Spanish guy who got paid for years and never showed up to work.
 
Do i receive it after i retire at 44 or do i have to wait till I'm 65?

If you work 20 years, you receive it after working 20 years. So if you work for the city at age 18, you retire at age 38. If you work 5 years and quit, you get the pension after you turn 60. That's how it works here in Las Vegas. I think that's how it works everywhere else.

My take on it is government job and tradesmen union jobs trumps over almost every job you get with a college degree. Dat pension and the fact it's damn near impossible to get fired.

I get to retire well before I'm 50 because I'm in a trades union. After that, I'll see if I can get a job with the county as a pool inspector and work 5 years there for another pension.
 
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If you work 20 years, you receive it after working 20 years. So if you work for the city at age 18, you retire at age 38. If you work 5 years and quit, you get the pension after you turn 60. That's how it works here in Las Vegas. I think that's how it works everywhere else.

My take on it is government job and tradesmen union jobs trumps over almost every job you get with a college degree. Dat pension and the fact it's damn near impossible to get fired.

Do people who retire to collect pension in their 40s usually end up working somewhere else? Or do they just live off that and never enter back into workforce.
 
Do people who retire to collect pension in their 40s usually end up working somewhere else? Or do they just live off that and never enter back into workforce.

most people end up going back because they're bored. But it's nice to know that you can just up and quit your job any time you want because you don't really need to work. If your boss pisses you off, you just give him the finger and walk out.

I was just talking to an elevator tech who works for OTIS. They have their own union and pension plans. He's a relatively young guy and he's retiring in 2 years. He was talking about opening up his own motorcycle repair shop since that's always been his dream.
 
If you work 20 years, you receive it after working 20 years. So if you work for the city at age 18, you retire at age 38. If you work 5 years and quit, you get the pension after you turn 60. That's how it works here in Las Vegas. I think that's how it works everywhere else.

I meant 38, not 44. It might work that way for all govt jobs, i dont know, but i worked a non-govt job that required 30 years for full pension and you didn't get it till you turn 65. They penalize you further if you leave before your 30 years.

Pretty sure teachers in NJ have to put in 25 years.

Either way I'll take the govt job.
 
Government work is absolutely horrid for people who actually like earn their paycheck and don't move at a snails pace. I am currently working for the city and it fucking sucks watching every else talk all day and getting paid for it while I'm slammed with work. Nobody gives a fuck about anything until the last minute or if it's something that will make them look paid. I've never worked with so many sorry ass worthless people in my life. And it pays horribly.

It took three months for me to actually get hired on. They changed the salary on the job description at the last second and refused to budge on the offer. My first check was late as fuck. They took a days worth of pay off my second check because the HR manager screwed up my paperwork and swore that I started a day after I did. She then called and yelled at me assuring me I was wrong and that I wouldn't be getting paid back for it (I did though the only white guy helped me). They never sent in my health insurance paperwork, even after the benefits dept sent them letters about it. I had to submit my own paperwork again, to a guy at benefits. They lost a form with my dads social security number on it. If I told him that he would go ape shit. I could go on but I won't for now. Moving here and taking this job was the biggest mistake of my life.
 
I meant 38, not 44. It might work that way for all govt jobs, i dont know, but i worked a non-govt job that required 30 years for full pension and you didn't get it till you turn 65. They penalize you further if you leave before your 30 years.

Pretty sure teachers in NJ have to put in 25 years.

Either way I'll take the govt job.

The more time you put in, the more percentage of your pay you get back is what I hear.
 
most people end up going back because they're bored. But it's nice to know that you can just up and quit your job any time you want because you don't really need to work. If your boss pisses you off, you just give him the finger and walk out.

I was just talking to an elevator tech who works for OTIS. They have their own union and pension plans. He's a relatively young guy and he's retiring in 2 years. He was talking about opening up his own motorcycle repair shop since that's always been his dream.

Government job basically bought that guy decades of time to do what he wants. University is great (I always thought it's purpose is not to teach a trade, but to teach one how to think), but it's hard to justify turning down decades of free pay, decades of free time.
 
most people end up going back because they're bored. But it's nice to know that you can just up and quit your job any time you want because you don't really need to work. If your boss pisses you off, you just give him the finger and walk out.

I was just talking to an elevator tech who works for OTIS. They have their own union and pension plans. He's a relatively young guy and he's retiring in 2 years. He was talking about opening up his own motorcycle repair shop since that's always been his dream.

I figured. I always wondered about the efficiency of having segments (however sizable) of fairly young workers not entering into the workforce and collecting pension well before the standard retirement age. I am sure like you said majority get bored and do work elsewhere.

So if you go back for 5 years after taking 3 years off and then you quit 5 years later is your pension reduced? Also, does it cease if you start working somewhere else?
 
I figured. I always wondered about the efficiency of having segments (however sizable) of fairly young workers not entering into the workforce and collecting pension well before the standard retirement age. I am sure like you said majority get bored and do work elsewhere.

So if you go back for 5 years after taking 3 years off and then you quit 5 years later is your pension reduced? Also, does it cease if you start working somewhere else?

No idea about that. I don't work for the city. I'm a union tradesman and I assume they work similarly over there. But the most well off people that I know that aren't business owners are union tradesmen or government workers.
 
I have the govt job / pension. It's pretty cushy, you work your 40 hours, go home with no stress and fresh, you don't think about work till its time to go back, you work at 50% and look like a rock star. I have a few friends making more money but they are busting their asses and sometimes working 50-60 hours and dealing with stress, plus they don't have a pension so once that's factored in monetary value is very similar. The govt job is really good for work-life balance and low stress. I'm sure its different everywhere though, where I work there are 6000 employees and always lots of opportunities to move.
 
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