Economy Study: Middle Class Is Over

[SBJJ]

@Limbo Pete

Can you fucking address this mess, or are you just in here to laugh?


Your tiny hard ons.

I think Limbo might be exiting the business of doing posters bidding. I think most the Mods are taking a breather

 

[SBJJ]

I agree, greed is a major problem. But we live in a fallen sinful world. So it will always be a problem until Christ returns again.

Hey. All you moralistic Leftists should get in on the Bezos thread. Where are you guys? He’s the epitome of what you guys are screaming about. Why so silent on him?

Because he hates Trump?

 

[Ripskater]

You know how to live your life based on traditional morals and values.

You have common sense based on what is intrinsically right.

So in my many years on his planet, in my estimation... you are far smarter than your typical brainwashed Berkley/collegiate liberal imo . What liberals stand for makes them mentally inept from a common sense, and basic right from wrong standpoint. And imo Liberalism is a greater threat to the health of our country than anything else.

And those aforementioned reasons is why I say that you're far smarter than any of these liberal idiots in my expert/painful life experience, and what I know to be truth.

I had the displeasure of going to college with liberals and just the sight of them now can make me nauseous.

You have always been a light around here because you drive these liberal assholes insane and never break your cool.

I border on hate for the left..so please remember to pray for this anonymous internet friend bro.

Jesus is working on me.

Thanks for your kind words for me. When you see this message I'll already be asking God's Holy Spirit to work in your life and continue to sanctify you. I assume you know Jesus Christ, remember we are saved by Grace through faith in Jesus Christ alone. The evidence of that is the process of sanctification and repentance should be evident in our lives. God Bless you Jack.

 

[Jack Handy jr]

Thanks for your kind words for me. When you see this message I'll already be asking God's Holy Spirit to work in your life and continue to sanctify you. I assume you know Jesus Christ, remember we are saved by Grace through faith in Jesus Christ alone. The evidence of that is the process of sanctification and repentance should be evident in our lives. God Bless you Jack.

God bless you to bro.

 

[surrealworlds]

Well the first problem is this idea of "full employment" more people today are working 2 or more jobs so on paper it looks like more people are working but the reality is the average worker in the U.S. cant afford to pay bills on one job.

 

[LMP]

Whoa, where am I saying that? I'm not, that's untrue

Telling people that we should be thankful for what we have, but not considering that hard working people are not being paid fairly. You are comparing our situation to 3rd world countries. I agree that other places have it worse than most of us do, that doesn't mean that it's OK for people to be paid so little. It is more of an indication of how shitty humanity is to one another.

 

[WaylonMercy5150]

There's very little incentive for me to educate and stranger online.

 

[SBJJ]

Telling people that we should be thankful for what we have, but not considering that hard working people are not being paid fairly. You are comparing our situation to 3rd world countries. I agree that other places have it worse than most of us do, that doesn't mean that it's OK for people to be paid so little. It is more of an indication of how shitty humanity is to one another.

Start only doing business with corporations that treat their employees fair

 

[WaylonMercy5150]

Let’s just call it a hunch. Because those who scream about this shit loudest usually are all talk and don’t do shit to help others. And you sir, are one of the loudest

 

[xcvbn]

Life is a struggle. Too bad we can't ask our ancestors who crossed the Atlantic Ocean and built this fine country.

The irony here is too real for you to understand.

 

[Ripskater]

Telling people that we should be thankful for what we have, but not considering that hard working people are not being paid fairly. You are comparing our situation to 3rd world countries. I agree that other places have it worse than most of us do, that doesn't mean that it's OK for people to be paid so little. It is more of an indication of how shitty humanity is to one another.

You said I was "advocating for wealthy people to spite their workers." That is untrue.

The Bible said this life will be tough. I agree with you and franklinstower that greed is a major problem in this world. That is a given. Many businessmen are greedy, but without these guys, there would not be jobs. But yeah, greed is a problem.

 

[Lactose intolerant vegan]

I'm buying some of that data, but I'd like to know the number of kids per household in relation to reporting financial hardships. Guess what? Kids are really fucking expensive. If you have a household income of less than 150K, maybe it's not smart to have 4 kids. My office does these charity drives twice a year where they pick a couple of low income families each time, and it always appears to be the same story: single mother (or two parents but one can't work), 6 kids, live in a 2 bedroom apartment, car is on its last legs, etc. It's heartbreaking, but I always think "Why in the fuck do you have 6 kids??" Everyone at my office is at least middle class, if not upper, management are 1%ers. Guess how many have more than 3 kids? Fucking zero, because it's piss-poor planning. And the fucking wage gap shit again the article references...yea, because men make it to upper management positions by rolling in at 9 and leaving as soon as the clock strikes 5. Fuck that. Every single person - man or woman - who's even mid management works minimum 50 hours/week. That's going to be extremely challenging with 3 kids, and basically impossible with more than that.

I'm not insensitive to the fact that wages haven't gone up in proportion to the price of housing, services and consumer goods. Something should be done there. But the reality is that too many kids will hold you back, and it's not fair to the kids either. You don't need to have 4, 5 or 6 kids. 2 is plenty to sap all your energy and attention, and if you're really feeling up to it, go for 3. Anything above that, like I said, poor planning.

EDIT: then there's also the fact that there are too many of us already. We don't need more, we need less. If everyone could just understand that, our governments would be forced to take a good hard look at their systems that stop functioning properly once the population levels off - or god forbid - starts to decline.

I agree. Besides the insane tax cuts and corporate welfare that create the growing group of the poor there's the insane anti-abortion laws that drive this as well. Poor people tend to be lower educated and think less ahead and a lot of American laws are ensuring they get punished extra hard for this/ have no chance to right a bad decision. Don't get me started on the legal system.

 

[SBJJ]

Lol. Bisping is my neighbor

 

[LMP]

Start only doing business with corporations that treat their employees fair

Or offer workers better protection in this country. People > Companies.

 

[WaylonMercy5150]

You said I was "advocating for wealthy people to spite their workers." That is untrue.

The Bible said this life will be tough. I agree with you and franklinstower that greed is a major problem in this world. That is a given. Many businessmen are greedy, but without these guys, there would not be jobs. But yeah, greed is a problem.

RichardSherman[Rhet.O.Ric].jpg

 

[VivaRevolution]

The “Middle Class” may officially be a thing of the past.

According to a study from the urban institute, in any given month, “4 in 10 American households now struggle to pay for housing, food, utilities, or healthcare.” 18% of Americans elected not to get medical treatment— such as getting prescriptions filled— because of costs. Perhaps most shocking, one in four American adults experienced food insecurity at some point in 2017.

The study surprised reasearchers who expected to find high levels of struggle among the poor— but found that, in 2018 America, many Americans in the “middle class” income bracket are experiencing “material hardships.”

This is despite the economy being near “full employment.”

The spike in “material hardship” among the American population is blamed on costs of living— particularly healthcare and housing— increasing at a far greater rate than wages for many years.

https://www.cbsnews.com/news/almost-half-of-americans-cant-pay-for-basic-needs/

https://www.scarymommy.com/americans-afford-basic-needs/

It’s not working guys... the system just really isn’t fucking working anymore.

It really isn't. Here is one example why.

I paid all my debt off about 5 years ago, went 3 years with no credit activity. Checked my credit, and it was below 600. Apparently I had no credit after 3 years of inactivity.

I get a credit card, to build credit.

I bank at a credit union because big box banks are cunts.

I go to set up a automatic payment. I want a 50$ payment to be automatically withdrawn. They can't do that. I ask, can I have a % of my balance set up as a auto pay? Nope.

I get 2 choices. Paid in full, or minimum payment.

The proper way to build credit with a credit card is to keep your balance at 25%.

So I attempt to make monthly payments manually. I forget one month, and now I missed a payment. Definitely not helping to build credit now, and they charged me a 25$ fee.

So I set up the auto pay, but I'm trying to build credit, so I have to set it at minimum payment, because paying it all off doesn't help my credit.

Do people see what the banks have done here?

They have set up a system where you need debt to have credit, and made the most convenient payment method that builds credit, the one that profits them the most.

Corporate America isn't stealing through violence, but they are stealing from people.

 

[Ripskater]

I agree. Besides the insane tax cuts and corporate welfare that create the growing group of the poor there's the insane anti-abortion laws that drive this as well. Poor people tend to be lower educated and think less ahead and a lot of American laws are ensuring they get punished extra hard for this/ have no chance to right a bad decision. Don't get me started on the legal system.

Come on man. Anti abortion laws don't create poor people. But your choice to have sex with women you won't marry will make you poor.

 

[LMP]

You said I was "advocating for wealthy people to spite their workers." That is untrue.

The Bible said this life will be tough. I agree with you and franklinstower that greed is a major problem in this world. That is a given. Many businessmen are greedy, but without these guys, there would not be jobs. But yeah, greed is a problem.

Untrue, without the current business men there would be other businesses. That doesn't mean we should be happy that they are willing to treat their workers poorly.

 

[WaylonMercy5150]

Lol. Bisping is my neighbor

 

[Ripskater]

Untrue, without the current business men there would be other businesses. That doesn't mean we should be happy that they are willing to treat their workers poorly.

I doubt anyone here is happy about businessmen who treat their workers poorly. We can all agree with that.