As in your paying an extra $200 for an extra 16GB of RAM and 1 TB of storage. I don't think the pricing is very compelling based on that and the overall pricing data I get that an average consumer doesn't see (my job is essentially help PC manufactures set their retail pricing and discounting).
I personally don't think either of those are really worth it for productivity unless your wife is really cranking Excel files near the program's limit or super complex formulas. On storage, would your wife actually fill up 2TBs (this is enough for dozens of hours of 4K footage) in the next couple of years? Most folks don't, but your wife may indeed do that.
Just to be clear, that HP notebook isn't an awful deal or anything, it's just very specialized and priced accordingly for a higher margin. I personally would opt for something like
this ($649 is effectively lowest price to date), since Ryzen 7000 has better efficiency/battery life than modern Intel, and your wife wouldn't really notice not having 32GB of RAM or that extra TB of storage.
If you want to go through the hassle of looking more, I'm happy to take a peak at the data. It's just easier if you have a rough set of specs in mine (screen size/resolution, processor tier, storage, etc), and from there I could point ya toward a retailer or brand in terms of raw value. Like I said, reviews aren't really my wheelhouse, other folks know that better than me. Also, not to further complicate it, but something to consider for your wife is whether she wants a backlit keyboard/num pad (aka does she work in the dark, I kind of assume she wants a num pad for accounting).
Hope this helps a little.