I had a ridiculous mortgage on a one bedroom apartment in the most expensive part of the city. I literally spent $4000 per month on eating out, simply because I could. I was awful with money.
Then i moved to the countryside.
I bought a large house with land for the same price as the small apartment and now I'm mortgage and debt free, semi retired and under 40.
You don't need to be rich, just move to the country. Its bliss. Today i walked in the hills, went for a pub lunch, took the dogs down to the river, then watched movies outside on my projector screen as the sun went down.
I think i spent less than $20.