As far as never worrying about money your entire life, that's rarely the case for young adults. The only people for whom that's the case are the upper-middle class marshmallows doing the protesting about "oppression" at universities, because they don't know what an actual tough time actually feels like and assume that everyone else is as soft as they are.
It was the case for me. Joining the military as a tradesman does wonders for the bank account once you get out. Maybe you just need to stop assuming everyone else is soft and learn a valuable skill, then you will have money.