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yes, they have the VA home loan guaranteeSince you were in the military don't they have programs that help you out? Like having to put a lower down payment or better interest rates? I really don't know so I'm just asking.
get the VA loan rate (3.3-3.6% currently), which is backed by the VA (so they pay half if you default). You also don't need a down payment, and even w/o the 20% down payment you also don't have to pay PMI if you're a disabled vet
They also can't charge you a fee for paying off early, and closing costs are limited or removed altogether