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Is

therealdope said:
I don't know anything about Dyson but Hoover sucks ass. I had a Hoover in grad school and I wanted to throw that fucking thing in the garbage every time I used it. We have a Miele is both of our houses. One is 17 yrs old the other 4 yrs old. They kick ass.

Our family had Electrolux when I was kid in Europe. Solid.
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aren't vaccums supposed to suck? (drum stinger please)

If you can afford a high end vac and it is important to you then by all means enjoy it.

but the problem is many people do not understand "afford" and can't really afford the things the want -they put off other things that should take priority for the trivial things they desire.

someone asked me if I could go snowboarding with them in Utah the other day and I said I couldn't really afford it right now, and they tried to argue with me saying that they knew I had lots of money in the bank and asked why would I say that. However -the money in the bank includes my safety net, money for emergencies, money alloted to pay off debt early, money for things I am planning to purchase, money for retirement etc etc. They could not understand that money in your possession is not neccessary money to be spent.

It's sad that most Americans are brainwashed to think like this. Hedonistic spending makes you an economic slave.

Go to the ghetto -everyones got nicer cars, phones, clothes, and shoes than me -but not a one is saving a damn thing or trying to parlay their income for self improvement or independence.
 
SevenSamurai said:
aren't vaccums supposed to suck? (drum stinger please)
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LOL.

If you can afford a high end vac and it is important to you then by all means enjoy it.
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Vacuum cleaner is like one of my non-negotiable. I'm pretty cheap, but I won't compromise on a vacuum.

but the problem is many people do not understand "afford" and can't really afford the things the want -they put off other things that should take priority for the trivial things they desire.
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I don't think most people understand what they make versus what they spend. It's as simple as that (in many cases).


It's sad that most Americans are brainwashed to think like this. Hedonistic spending makes you an economic slave.
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You must hate America! George Bush said, "Go shopping" after 9/11.
 
SevenSamurai said:
aren't vaccums supposed to suck? (drum stinger please)

If you can afford a high end vac and it is important to you then by all means enjoy it.

but the problem is many people do not understand "afford" and can't really afford the things the want -they put off other things that should take priority for the trivial things they desire.

someone asked me if I could go snowboarding with them in Utah the other day and I said I couldn't really afford it right now, and they tried to argue with me saying that they knew I had lots of money in the bank and asked why would I say that. However -the money in the bank includes my safety net, money for emergencies, money alloted to pay off debt early, money for things I am planning to purchase, money for retirement etc etc. They could not understand that money in your possession is not neccessary money to be spent.

It's sad that most Americans are brainwashed to think like this. Hedonistic spending makes you an economic slave.

Go to the ghetto -everyones got nicer cars, phones, clothes, and shoes than me -but not a one is saving a damn thing or trying to parlay their income for self improvement or independence.
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I don't understand, you have debt and yet your are reserving your money for all these other things, why don't you just pay down your debt as fast as possible then you can move on to things like retitrement and other spending?
 
wlu29 said:
I don't understand, you have debt and yet your are reserving your money for all these other things, why don't you just pay down your debt as fast as possible then you can move on to things like retitrement and other spending?
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Everything goes toward debt first except the emergency fund -and my low water mark that I don't let my account get under. I have more than matching incentives that make me contribute to my retirement -otherwise it would all go to debt. However at any given monthly cycle there is plenty of other money in the account that has not yet been paid out to debt, mortgage, etc etc -so it looks like a lot of accessible funds for those who don't understand that money in hand is not money to spend frivilously.

All of my high interest debt has been paid off and now I can carry debt and pay off less aggressively than before this year.

I project to be out and done by summer with being a debt slave.
 
$90K as a single person you could live comfortably in most areas, granted you're not going to living next door to Puff Daddy but you won't be shacking up with 12 other dudes in a 3 bedroom house. Even as a couple you could live pretty comfortably. People are pretty out of touch if you think $90K is just skating by, single, family, kids that's more than enough to live on comfortably.
 
Ridiculous question- of course it is. I don't enjoy my job and I earn less than half that.

Plenty of nice places around Leeds to live too, with that kind of money- Bramhope, Adel, Alwoodley, Ilkley etc.
 
o_0 Guess it must suck to be me... I live in Calif and make around half that a year doing a job I get so excited about that I sometime lost sleep over it. Yet I cannot be any happier.
 
It's really hard to say because of the variable known as cost of living. If you can survive comfortably (you and your kids obviously) than it's enough to have a job you enjoy. I can honestly say that the jobs I have enjoyed the most have been some of my less financially rewarding positions over the years...
 
SevenSamurai said:
Everything goes toward debt first except the emergency fund -and my low water mark that I don't let my account get under. I have more than matching incentives that make me contribute to my retirement -otherwise it would all go to debt. However at any given monthly cycle there is plenty of other money in the account that has not yet been paid out to debt, mortgage, etc etc -so it looks like a lot of accessible funds for those who don't understand that money in hand is not money to spend frivilously.

All of my high interest debt has been paid off and now I can carry debt and pay off less aggressively than before this year.

I project to be out and done by summer with being a debt slave.
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what is the after tax rate of return on your investment savings vs. the interest rate on your debt?
 
Obviously this is a good wage!

If you are smart enough to be earning this money you would know you are doing well for yourself for sure.
 
White Mongoose said:
o_0 Guess it must suck to be me... I live in Calif and make around half that a year doing a job I get so excited about that I sometime lost sleep over it. Yet I cannot be any happier.
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I live off 25k a year. That pays rent for a place in Westwood, tuition to UCLA, and groceries/the occasional taco bell. I don't have a car payment or anything, but I'm sure I spend more money on tuition in a year than a car payment... people must be living outside of their bracket if they are making over 100k and are struggling.

A lot of people seem to have an unrealistic view on California.
 
Yeah I sense that this thread is very disingenuous or the ts is actually very naive.
 
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