Finances don't feel right......

[RoastBeast]

Depends on what stocks you're invested in. Warren Buffet says to just invest in the S&P500 if you really don't know what you're doing. If you're heavily into S&P500 ETFs, you're pretty damn safe. Yeah there's ups and downs but if you lose all your money on S&P500 ETFs, that means the entire economy has essentially crashed and we're all in an insane amount of trouble.

Also depends on age too. If you're near retirement, you want more of your money in bonds, CDs and mutual funds over stocks.

 

[aerius]

Everything I have is in bonds, cash, and commodities. Am I leaving a bunch of money on the table? Sure. But I don't need any more so I'm happy to sit out and collect interest until sanity returns to the market.

 

[Only Here for Attachments]

Take 50% of your money and put it in the blue chips: Trans-Atlantic Zeppelin, Amalgamated Spats,
Congreve's Inflammable Powders, U.S.Hay... and sink the rest into that up-and-coming Baltimore Opera Hat Company.

 

[greygoose]

Just remember, blue horseshoe loves anacott steel

 

[chardog]

Depends on what stocks you're invested in. Warren Buffet says to just invest in the S&P500 if you really don't know what you're doing. If you're heavily into S&P500 ETFs, you're pretty damn safe. Yeah there's ups and downs but if you lose all your money on S&P500 ETFs, that means the entire economy has essentially crashed and we're all in an insane amount of trouble.

Also depends on age too. If you're near retirement, you want more of your money in bonds, CDs and mutual funds over stocks.

I pick my own, apparently, nvda made me 32K for one of my accounts lmao, paid 220?i haven’t taken profits for a while, but it shows that i nearly doubled the account, so my concern was based on not paying attention to the market since I’ve been focusing on crypto/side jobs. I thought i just moved over too much into my accounts. Have a bunch of funds in my Roth that’s not invested, will likely go in the total market fund…. Or…. Get in on some TSLA? AAPL? Will take me a bit to get into the groove

 

[KBE6EKCTAH_CCP]

Aside from inflation and gas thrashing our wallets, I've been having a gut feeling that my finances are wrong.

For the sake of argument, would you feel right if you had a large sum of money in the stock market? It's doing well, but something is unsettling about having said money in the market, on top of retirement accounts.

Some reason, it feels like physical investments need more attention? Lets say you had millions in the stock market and it was producing good yields, would you kill a good thing, or part of it, and move to real estate/business investments? apologize if the topic is too heavy.

No I think a diversified portfolio of quality stocks that are not bought at retarded levels is the BEST long term investment.

 

[KBE6EKCTAH_CCP]

If you won a bunch of money at the casino, would you let it ride or cash out? That’s all the stock market is. It’s a casino. Except it’s more insidious because it’s like a casino that loads the dice and only certain people on Wall st are told which dice are loaded and when.

Yeah, you may miss out on some opportunities if you cash out. But that’s better than losing it all when the economy takes a turn. That will happen eventually. The question is when.

The fuck you are saying. People who think the stock market is a casino have no understanding of investments. Just because a bunch of retail peasants speculate or jump on the latest trends, it doesn't take anything away from the fact that it's where you can buy long term ownership of the best companies in the world. You just need to know what you are doing.

 

[I Am Legion]

You gotta flash some cash and show the Gold if you want the girls.....

 

[nostradumbass]

Yes, I wouldn't feel great if like my entire net worth was tied up in stocks. Some or even a lot is fine, just not all. The stock market has quietly turned partially into a casino over the last several years with retail options trading on apps. The market has been taking some wild swings lately, pumping big on bad economic data and dumping on conjecture. QQQ just a few days ago jumped nearly 2% then dumped right back down again within 30 minutes after the fomc, then jumped over 2% yesterday on higher unemployment.

Probably not real estate atm. That is pulling back too with high mortgage rates leading to fewer buyers even qualifying for pretty modest homes.

Having some gold isn't a bad idea if you're expecting a very big market downturn. However, you run into the problem of taxes if you pull money from stocks to buy gold.

 

[Jack Reacheround]

The fuck you are saying. People who think the stock market is a casino have no understanding of investments. Just because a bunch of retail peasants speculate or jump on the latest trends, it doesn't take anything away from the fact that it's where you can buy long term ownership of the best companies in the world. You just need to know what you are doing.

It’s gambling. Nobody can predict what stocks will increase in price and which ones will decrease. Not regularly. With inside information about certain things, which people working on Wall St have at times, you may be able to predict a drastic change of a stock price here and there. But it is just gambling.

Nobody is good at picking stocks. They’re just lucky.

 

[KBE6EKCTAH_CCP]

It’s gambling. Nobody can predict what stocks will increase in price and which ones will decrease. Not regularly. With inside information about certain things, which people working on Wall St have at times, you may be able to predict a drastic change of a stock price here and there. But it is just gambling.

Nobody is good at picking stocks. They’re just lucky.

None of which is investing. You are mixing up gambling and investing.

 

[ThaiSexPills]

My retirement money is tied up in the stock market. If you don’t know much about investing, just invest in low risk ETF’s. I have a money guy and I set up retirement plans (RRSP, canadas 401k) for my employees through a large bank. I wouldn’t even know where to start on my own but it’s normal to have money in the stock market.

My companies money, I handle but i know little about the stock market tbh.

 

[Meatspin]

My retirement money is tied up in the stock market. If you don’t know much about investing, just invest in low risk ETF’s. I have a money guy and I set up retirement plans (RRSP, canadas 401k) for my employees through a large bank. I wouldn’t even know where to start on my own but it’s normal to have money in the stock market.

My companies money, I handle but i know little about the stock market tbh.

Same here, ETFs but I don't have an adviser.

 

[humperdoo]

There are predictions that Gold will skyrocket to more than $4k, this could actually be true because more central banks are also rooting for Gold to be the preferred store of value which China had been buying for decades already. In the last 2 years, Gold was like $1,500 iirc and then now its $2400

 

[boingyman]

It probably doesn't feel right because the stock market has had an amazing run since the COVID drop, let alone over the past decade even if you include the 2022 correction in the market. The run up in the NASDAQ has been crazy thanks to AI, although not as ridiculous as the dot com bubble. We are definitely averaging much higher returns than historical averages, but even so no one can predict the future both in the short and long term.

What happens if JP starts slashing interest rates? Will more money in bonds shift into the stock market? What if a war with the U.S. happens? What if the AI bubble bursts?. It's a lot easier to stay invested in retirement accounts (unless your near retirement age) due to decades of DCA'ing into the market and going long whereas taxable accounts may not have that luxury. I have no advice except to review your entire personal finances and portfolio and assess your risk tolerance. Also try not to let emotion, hindsight and FOMO get in the way with decisions.