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Well you do take advantage of said system as clinics and doctor visits dont utilize your private insurance, as far as I know. I oppose a two tier healthcare system in Canada because economic circumstances shouldnt dictate access access to healthcare.
The system you propose sounds like something Americans could find attractive.
I go to a private clinic, none of which gets public funding for physician and specialists.
And a two tier systems doesnt prevent access to healthcare - we have a two tiered system in canada , people still can see a doctor regardless of income (unless youre in remote areas)