Stock Portfolios V2

[MASShole]

Wow, DHY has a crazy high yield, without even having a high payout ratio like PSEC and other BDCs/REITS have. Looks interesting. Are the bonds in that fund junk bonds or what? Kinda curious here.

I maxed out my Roth this year, so I have to wait until next year to convert. I think it is worth the immediate tax hit. As I don't pay taxes later, which could save me a serious amount of money.

The small caps have had a long long rally, but if the US econ is really turning around, they are the place to be. Exposure to Europe and S America are hurting so many companies right now. That makes small caps the better bet imho. As their organic growth will be much higher imho.

Man I hate owning GE, even Cisco's stock price has basically caught up to it. The stock prices for both companies move like those rocks across death valley.
Came across one of these articles http://www.eweek.com/enterprise-app...ers-10-biggest-mistakes-as-microsoft-ceo.html

It is amazing how companies like MSFT, Cisco and IBM can make so many terrible acquisitions, and still are able to rake in billions despite being idiots so often. imgaine how much cash on hand microsoft would have if Ballmer didn't pull so many boners?

Edit, I didn't realize the Russel was trading at 49 earnings. That is pretty crazy high. I would not touch that either.

Conversions don't count as contributions. You could convert all $16k this year, as long as you are willing to pay the taxes for this year.

Here is DHY's breakdown: http://portfolios.morningstar.com/fund/cef?t=DHY Contains a lot of near junk and junk, which is why it yields so much. It's almost like the fund JNK.

 

[ElKarlo]

Did you hear softbank is trying to acquire dreamworks? I hope it will be positive bc I convinced my dad to invest in softbank.

It will work out imho. SB is having a bit of trouble right nw, so you'll see a bad quarter. But overall for Japanese tech, it doesn't get any better than SB, as they normally have much higher profit margins than their competitors NTT and DoCoMo. And their stake in Baba might be safer than those who buy it now, as I think their stock is in a different category iirc

 

[BoogerDawson]

I'm retarded when it comes to stocks. I wish I had Warren Buffet's insight. For long term investments, it's better for me to just invest in mutual funds. An index fund, like an S&P 500, will outperform probably 80% of the funds out there.

 

[SenseiSeagalMMA]

I'm retarded when it comes to stocks. I wish I had Warren Buffet's insight. For long term investments, it's better for me to just invest in mutual funds. An index fund, like an S&P 500, will outperform probably 80% of the funds out there.

Retarded with stocks in not a bad thing. In fact, the self awareness will save you a lot of time and money. Go to bogleheads.org for great index investment philosophy. You can learn a whole lot there.

 

[MASShole]

I'm retarded when it comes to stocks. I wish I had Warren Buffet's insight. For long term investments, it's better for me to just invest in mutual funds. An index fund, like an S&P 500, will outperform probably 80% of the funds out there.

A portfolio of 10 index funds beats actively managed portfolios 100% of the time over a 20+ year time frame.

Most people are well off by investing in maybe 5 total index funds with varying percentages: Large cap, mid/small cap, foreign developed, foreign emerging markets, bond fund. You could even make it just 3 funds: total US market, total foreign market, total bond.

Just choose low fee funds

 

[ElKarlo]

Conversions don't count as contributions. You could convert all $16k this year, as long as you are willing to pay the taxes for this year.

Here is DHY's breakdown: http://portfolios.morningstar.com/fund/cef?t=DHY Contains a lot of near junk and junk, which is why it yields so much. It's almost like the fund JNK.

That is not bad. I am going to look into DHY a bit more. I may put in a couple hundred. As with riskier picks, I don't like taking a full position ie $1500. I'd maybe put in $300 to see. As I don't like junk, and near junk is also dangerous as well. Though the yield is pretty decent.

 

[ElKarlo]

A portfolio of 10 index funds beats actively managed portfolios 100% of the time over a 20+ year time frame.

Most people are well off by investing in maybe 5 total index funds with varying percentages: Large cap, mid/small cap, foreign developed, foreign emerging markets, bond fund. You could even make it just 3 funds: total US market, total foreign market, total bond.

Just choose low fee funds

This. It is hard, and takes a lot of dedication to maintain a good return. I've seriously put in hundreds of hours of research, and I still lack in many areas, esp bonds, as I hate them

Dollar cost averaging is good to do as well. ie buy into the funds often and as it will average out the price you pay. So you won't be an idiot like me and dump $8k into the stock market in 1999. If you just put it in in small bits you average out the bad with the good, so it eliminates any crazy over priced time periods

 

[MASShole]

Many brokerage houses offer commission free ETFs that are low cost now, so you can put in $100/2 weeks and just dollar cost average into those. Vanguard has all their ETFs for free, so someone could open an IRA there and get all their purchases free. Seems simple, and they are the reason low cost indexing is so readily available now.

My 3 fund index portfolio at Vanguard: VTI, VXUS, BND
My 5 fund index portfolio at Vanguard: VOO, VB, VEA, VWO, BND

Simple, really. Get those into your target percentages, try to rebalance annually (if you have enough funds), and just kind of set it and forget it.

 

[MASShole]

10 index portfolio: VOO, VOE, VOT, VBR, VBK, VNQ, VEU, VSS, BLV, BSV

You have large cap, 4 small/mid cap funds, REIT, Total int'l, total int'l small cap, long term bond and short term bond

 

[MASShole]

Broke down and bought a few shares of 3M because I didn't see much value adding to CHD or UL right now. It's nice to have another target for addition in my Roth. This gives me 5 targets in my Roth that I can add to if I see a dip in price: AAPL, XOM, CHD, UL and MMM.

 

[5crew]

Man, I really hate the new change of layout for Yahoo Finance. Every change is for the worse since 2013. They used to have a feature that shows exact Div amount and date when we mouse over with the Interactive chart within the time span we chose, it's gone right?

Please let me know if it's just under different button to click and I'm just ranting like a madman.

 

[MASShole]

Man, I really hate the new change of layout for Yahoo Finance. Every change is for the worse since 2013. They used to have a feature that shows exact Div amount and date when we mouse over with the Interactive chart within the time span we chose, it's gone right?

Please let me know if it's just under different button to click and I'm just ranting like a madman.

I can't seem to find it.

Thanks Marissa!

 

[ElKarlo]

Man, I really hate the new change of layout for Yahoo Finance. Every change is for the worse since 2013. They used to have a feature that shows exact Div amount and date when we mouse over with the Interactive chart within the time span we chose, it's gone right?

Please let me know if it's just under different button to click and I'm just ranting like a madman.

Noticed the same thing and hate it. It used to be such a great site, now it is meh

 

[ElKarlo]

Broke down and bought a few shares of 3M because I didn't see much value adding to CHD or UL right now. It's nice to have another target for addition in my Roth. This gives me 5 targets in my Roth that I can add to if I see a dip in price: AAPL, XOM, CHD, UL and MMM.

3M and JNJ are my two biggest holdings now. Both are amazing companies, and I expect both to do well, no matter how the market does.

 

[ElKarlo]

If PG hadn't run up so much I'd recommend it. I think the reorganization will refocus how the brands are advertized. ie more attnetion to fewer bigger brands will be a good thing for PG

 

[MASShole]

I already own a full position in PG, JNJ, and CVX ($3k for me). I am close with XOM, KMB, IBM, KO and COP (only a few hundred dollars more each to become full). XOM is probably next to become full, as the other 4 are in my Trad where I don't contribute, but XOM is in my Roth.

MMM will get there mid-next year most likely. Like I said I now have 5 stocks to choose from with each deposit, so I'll chose the one most beaten down. I may add BBL (BHP Billiton) to get some materials exposure.

 

[MASShole]

KO's board finally changed their mind on their executive comp plan.

http://seekingalpha.com/news/2010055-coca-cola-changes-management-pay-plan-winters-responds

 

[5crew]

Yeah, Yahoo Finance used to have split date and ratio as well. Now that's gone as well. No idea why the removal of these features.

Biggest news today should be FNMA lawsuit result.

 

[ElKarlo]

I already own a full position in PG, JNJ, and CVX ($3k for me). I am close with XOM, KMB, IBM, KO and COP (only a few hundred dollars more each to become full). XOM is probably next to become full, as the other 4 are in my Trad where I don't contribute, but XOM is in my Roth.

MMM will get there mid-next year most likely. Like I said I now have 5 stocks to choose from with each deposit, so I'll chose the one most beaten down. I may add BBL (BHP Billiton) to get some materials exposure.

Ok. Hey if you have PG, then cool. It's a good stock, and I think it is going to perform a bit better than it has in the past.
3M and JNJ are def my "have to have them" stocks. Just great stocks, that perform well, and are incredibly stable.

I don't know enough about BBL BBL to comment


KO's upper management should be hung. I'd vote out every single one of those thieves the second I got the chance to vote. They really proved that they are not to be trusted.

 

[MASShole]

Ok. Hey if you have PG, then cool. It's a good stock, and I think it is going to perform a bit better than it has in the past.
3M and JNJ are def my "have to have them" stocks. Just great stocks, that perform well, and are incredibly stable.

For me, the main stocks I think I want to hold in my portfolio are JNJ, PG, KO (even with mgmt issues), MMM, XOM and CVX. I could pare down all my holdings to those and be fine with it.

My secondaries are KMB, IBM, MCD, GE, COP and GIS

Most are defensive, which tend to really outperform over the long haul.


I'm debating on selling my ABBV shares. I'm not going to add to it, and I'm unsure of what's coming.