Stock Portfolios V2

Are you looking to save for retirement? Or just invest outside of IRAs and 401ks?
 
Sasquatch Smith said:
outside of IRA's and 401's, was looking at getting some index funds or something along those lines to get a portfolio started
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Are your IRAs and 401ks maxed out? That's your best start.

After that, you can go for low cost index funds, like VOO, VTI, VB, VO, or their Schwab equivalents.

Or, you can invest in individual companies that are of interest that aren't just gambling. Think energy, healthcare, and consumer staples. A consumer staple is like PG, KO, KMB, GIS, UL, CHD, KRFT, etc. Anything that is used in most people's daily lives is a staple, so to speak. Those 3 groups are considered "defensive" stocks, that don't turn down as much as the rest of the market and are quicker to recover. Plus they generally pay dividends which help offset any downturns. Energy is cheap right now because the cost of oil is depressed. Think XOM, CVX, COP, BP, TOT, RDS.B, etc. Healthcare is like JNJ, BDX, PFE, BMS, GSK, etc.

In fairness, I own PG, KO, KMB, GIS, UL, CHD, XOM, CVX, COP, BP, JNJ and BDX of the ones I listed.

Keep in mind you'll pay taxes on any divs outside of retirement accounts. You can also open an account at like computershare.com and buy in small increments, as little as $10 per transaction, with sometimes $0 fees.


If I had the funds, I'd invest in an ETF like VBR outside of an IRA/401k. Small cap value funds perform better than other morningstar style boxes over the long term. They are volatile, but if I'm looking at 20+ years, I can handle that.
 
MASShole said:
Are your IRAs and 401ks maxed out? That's your best start.

After that, you can go for low cost index funds, like VOO, VTI, VB, VO, or their Schwab equivalents.

Or, you can invest in individual companies that are of interest that aren't just gambling. Think energy, healthcare, and consumer staples. A consumer staple is like PG, KO, KMB, GIS, UL, CHD, KRFT, etc. Anything that is used in most people's daily lives is a staple, so to speak. Those 3 groups are considered "defensive" stocks, that don't turn down as much as the rest of the market and are quicker to recover. Plus they generally pay dividends which help offset any downturns. Energy is cheap right now because the cost of oil is depressed. Think XOM, CVX, COP, BP, TOT, RDS.B, etc. Healthcare is like JNJ, BDX, PFE, BMS, GSK, etc.

In fairness, I own PG, KO, KMB, GIS, UL, CHD, XOM, CVX, COP, BP, JNJ and BDX of the ones I listed.

Keep in mind you'll pay taxes on any divs outside of retirement accounts. You can also open an account at like computershare.com and buy in small increments, as little as $10 per transaction, with sometimes $0 fees.
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thanks man, you've probably repeated that post 100x in this thread - sorry for not browsing first!
 
I have but you're a beer buddy, so it's all good. Feel free to email me if you have questions too.
 
Just a nerdy insider blerb here. http://finance.yahoo.com/news/dr-pepper-snapple-group-acquires-171300227.html Dr Pepper Snapple just bought Davis Beverage Group, which looks like it is a small soda company, plus it had right's in 42 counties to dist DPS goods.
I worked for Pepsi, and in many areas the DPS products were distributed, or sometimes even manufactured by Coke or Pepsi.
There are 3 mark ups in the industry, selling the syrup. Which Pepsi does to Suntory in Japan. (they also get a franchise fee) which is a high margin, but s small amount of rev compared to bottling. Then you have the bottling mark up, and finally the dist mark up. DPS is trying to get the right's to the last 2, of it's products.
Which is great for rev and the bottom line. A good move, despite it being such a small company in comparison.
I remember stocking DR Pepper soda when I was with Pepsi. It was different area to area, but we did it. Was weird.
Also, the StarBucls drinks you can buy at the grocery store. Those are dist by Pepsi as well. Despite it being made by StarBucks, the mark up was incredibly high.
Some food for thought
 
I'm going to have $800 to invest in my Roth at the end of the year, and I'm unsure of what to put it in.

I have AAPL, GIS, CHD and UL all with under $2k each, and those would be prime targets, or initiating a position in BBL.
 
Starbucks. 23% do. Boost comp sales up 5%. Stock down. Why not?
 
PG sold Duracell to Buffet. I was kinda against this, as even shrinking, the battery business is still very profitable.

Anyhow, I wonder what they are going to do with the Stock they are getting back from Berkshire? Hope they delete those $4B worth of shares, and treat it as a buy back.
 
I am looking for some more exposure to utilities. Anyone have any recommendations? am cool with water as well as elec.
I currently hold some EXC, which is meh, but has a decent yield
 
Bought 7 shares of BBL today. With the remaining $400 that goes into my IRA by the end of the year I'll buy more shares.

Unsure of what I'll buy next year, but I plan on doing an Roth recharacterization of at least 2 stocks.

Current watch list: K, MKC, HON.
 
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MASShole said:
Bought 7 shares of BBL today. With the remaining $400 that goes into my IRA by the end of the year I'll buy more shares.

Unsure of what I'll buy next year, but I plan on doing an Roth recharacterization of at least 2 stocks.

Current watch list: K, MKC, HON.
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BBL is prolly good. Commodities and oil are hitting lows, so now is the time.

I am looking into Duke.Thing is, it has really slow growth, like 2% for divs, and it's PE is in the low 20s. I am going to pass, unless I can find something great.

TXN is a real good sleeper. Been holding for years. It just keeps creeping up div and rev wise
 
im quite happy with my current stocks. My cores are doing good and I'm loving it
 
MASShole said:
Most Utilities have low div growth.
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True, but Duke is run up too high. Not worth holding, by that I mean not worth getting into it now. The yield just isn't worth it at this point.


I am kinda excited about PSEC. It may be acting crazy now, but they can still cover the divs, and they might split into separate companies. Which may be good in their case. As MLPs and BDCs are limiting structures.
 
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