Except in Leticia James' case, she did to get lower interest rates... and pay lower taxes
Trump was using his property as collateral against a loan... and it's up to the bank to vet and verify the value of the property in case it needs to be seized if Trump defaulted on his loan. It's a normal process.
That means every business in history who overvalued property for collateral to when applying for loans is subject to the same "Civil" treatment. And yes, Leticia James going after Trump was a civil case, not criminal. And it should have been up to the Bank to go after Trump if there were issues with the loan later and it had to be seized. It was a completely ridiculous case and even the State of New York had to reassure business that they wouldn't be at risk... And James was only interested in going after Trump for political reason.
Hochul tells NY businesses not to fear about Trump verdict: ‘Nothing to worry about’
New York Gov. Kathy Hochul (D) addressed New York business owners in a new interview and told them there was “nothing to worry about” after former President Trump was hit with a $355 million fine a…
thehill.com
Leticia James' inditement is actually Federal Crime, not civil
It's a completely different case.
Cliff Notes
Trump's case was a Civil Fraud Case where there was no victim of fraud. Trump is the only person to found liable by a State Government... who had zero interest in the transaction
Leticia's Mortgage Fraud case is a Federal Crime... To secure lower interests, which means lower taxes and closing costs. And this crime is often prosecuted