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are you an idiot? BANKS?? its the fucking government giving out student loans to anybody who will go who have no plans of paying that shit back
There are limits to what the government will give for school, I believe it caps out somewhere around 2500 per semester in grants (only fall and spring) and maybe 5500 a semester in loans (once again, only fall and spring). Im guessing you are either old or never attended college as these rates have stagnated while the cost of college has increased 20 fold over the last 40 years. In the 70s and 80s, a student could afford an education at alot of schools with a 30 hour a week job at minimum wage. Once major banks got involved in private student loans the pricing on education shot through the roof. And even then, in most instances people with lower income and higher debt would either not qualify or have unrealistically high interest rates, even with a parental cosigner.
A homeowner can get a loan at much lower interest rates than someone who is renting. These practices all tie together in a cumulative effect that gives much more opportuinity to the wealthy, who have a disproportionate wealth advantage and now opportunity advantages based on past historically (and some, but significantly less currently) racist practices.