How good is your health insurance?

[WorldofWarcraft]

How good is your health insurance? Is it work provided, Medicare, Medicaid, state provided, COBRA?


I'm getting an endoscopy done on Thursday. Just an endoscopy to find out what to do next.

The hospital just called and I have to pay them $920 on the day of the procedure. The doctor's bill is little over $300 and I don't know what the anesthesiologist is going to charge me and all the other random charges. All this is out of pocket.

It's not even to fix the issue. It's just the first step to troubleshooting what the problem is, and then the real cost comes after.

I'm assuming it's going to be costing me around $1500 before doctors can figure out what steps to take to take care of health issue.

 

[CWMMA]

Military has probably spent tens of thousands on me and I’ve only paid in alcoholism.

 

[Sharon Peters]

I have government healthcare and it's terrible. If I weren't in great health I'd buy into my wife's.

 

[dabrian]

Union insurance, it's great. I would pay next to nothing for what your getting done.

 

[Chesten_Hesten]

Mine's good, and yours?

 

[boingyman]

I'm under my wife who works for the federal goverment (FEHB). I would say it's pretty good, but not great in Northern California. For some reason the premium is 2.5x the premium for Southern California residents and has no deductible (vs $200). Maybe that's how they can pay their employees so well. If I had to get a endoscopy done it would probably cost me $240 total under my insurance. I think the best part of our insurance would be unexpected emergencies that require hospitalization. Hospitalizations regardless of length, surgical interventions needed, etc would only cost $500 out of pocket.

When I worked for the State of California the health insurance (CalPERS) was better though. Premium was really low.

 

[Graves The Elder]

awesome

 

[Organic Damage]

Federal gov't, so it costs next to nothing out of pocket if you don't die before the doctor sees you.

 

[WorldofWarcraft]

Mine's good, and yours?

Just the procedure alone, which isn't even step number 1, I'll be paying enough money to buy this

 

[MoparOrNoCar]

All that shit would be free for me.

 

[jimbob27]

I'm a britbong so don't require insurance. The only thing I've had to pay for is cosmetic dental stuff, and nominal charges for prescription drugs.

 

[HIMBOB]

My wife got one about a year ago, paid $0.

But we are in socialist Australia so it took over 3 days to get an appointment for this precautionary test which revealed nothing

That was government paid, our private health insurance is goodish we mainly get it for free dental, tax reduction and just in case.

 

[HunterSdVa29]

have an HMO through work that I never use, it's for my Son's healthcare (which is actually better than the PPO offered due to remote location and providers) even though I have to pay for me to add him

I have VA insurance, so ya. uh would recommend?

 

[Seaside]

3rd world level

 

[Chesten_Hesten]

Just the procedure alone, which isn't even step number 1, I'll be paying enough money to buy this

Reckon that thing is steady enough to port an egw comp blank into something spiffy like this?

 

[RockstarChris]

I applied for Obamacare and it was $375 a month. So I have 0 health insurance. I used to pay $110 a month before Obamacare

 

[WorldofWarcraft]

probably

 

[NoGoodNamesLeft]

free blue cross and blue shiueld from work io think its aolright

 

[Deleted member 220895]

Free at the VA. Trash, but free.

 

[ralphc1]

I'm a britbong so don't require insurance. The only thing I've had to pay for is cosmetic dental stuff, and nominal charges for prescription drugs.

Cosmetic dental in Britain? I didn't think it existed.