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Yes, and not only that, they don't count the backstop that their family gives them. There's pretty much no pain in paying for education. It's much easier to take financial risk when you know you won't end up sleeping on the street, and it won't negatively affect your dating chances. They also know more people who can provide seed investment. Not saying children from well off families didn't work hard, but they for sure have a leg up that they might not appreciate.
One of the reasons I took risks and changed multiple careers in my journey to becoming a researcher is that I knew I had a safety net. No matter what happened financially, I always knew I had a place to stay and people that would support me (not just parents, but siblings as well). I will readily admit to the fact that while my parents were not rich, they afforded my siblings and I a huge advantage in life. All we were required to do was focus on school, and they would take care of the rest.
My friends who did not have this same luxory perhaps have more character and hustle, but they definitely suffered financially compared to me.