Cashing out an IRA/savings fund

[GSP_37]

Pay money to a good CPA. There are exceptions to the 10% early penalty, but you have to see what the IRS defines as hardship for the penalty waiver.

Whoever created the IRA for you should have invested in AAPL stock long ago so you wouldn't be broke now.

 

[bubbleboyjones]

They have to make these rules because most people don't have enough control to leave a saving account alone.