You've given this some deep thought. Thanks for telling us your experiences.
Glad to help mate. It's more for the guys that joke or actually complain about attractive girls not dating them. I think there was a line from a rap or hip hop song with the guy complaining about women not dating a guy without a car. Something about street slang for a negro with a bus pass.
If you fantasize about having a hot girl, improve yourself. Get a better job, hit the gym, read a book, etc..