Actually, it's kinda both. The fat intake is low, and the fact that protein intake is less than carbs, even by a little bit, is also wrong. Of course that's just my opinion and you're free to choose any diet you wish.
Let's say you're taking in 2000 kcal/day. I know that's the low end of what you said, but for ease of math that's what I'm using. 20% of that (your fat intake) is 400 kcal, or about 45g of fat. That leaves 1600 kcal which broken down evenly would be 200g protein & 200g carbs. You said you lean toward more carbs, but without knowing exactly how much we'll just say you less than 200g per day protein & over 200g per day carbs. Carbs are not all the same, but in a sense they are and that's the way I prefer to look at it for simplicity. That's the carbohydrate equivalent of about 47 teaspoons of sugar.