Pre-approved Credit incrase on Credit Card

Discussion in 'Mayberry Lounge' started by thx113x, Aug 27, 2015.

  1. thx113x

    thx113x Purple Belt

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    So I've been pre-approved for a Credit Increase on my Credit Card. I have good credit and no debt. But I don't want to hurt my credit score it in any way as it is very good and I would like to apply for a mortgage soon. Should I increase the credit limit on my Credit card or not? Does it even matter?
     
  2. Michaelangelo

    Michaelangelo Okay USA Platinum Member

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    Just do it and make your payments on time

    Ideally try and get a 0% card
     
  3. Mondo Freaks

    Mondo Freaks Green Gucci Suit

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    Your score will stay the same as long as you pay on time.

    Increased my Visa limite the other day from 5k to 15k and my score stayed the same.
     
  4. thx113x

    thx113x Purple Belt

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    OK thanks fellas. I will do the increase.

    And yeah its no worries. I do pay it off every time. But who knows what could happen in the future. I do have lines of credit and other cards that are lower interest. I'll think about getting a 0% interest one in case of an emergency as well.
     

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