Obamacare experiences -- post 'em if you've got 'em

Octavian said:
Ummm... exactly how is greater insurance coverage killing a hospital? Makes... no... sense...
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Sorry, I should have been more clear.

The ACA included a lot more than just covering people without insurance. There were also a lot of changes in the way healthcare companies are re-reimbursed for treating patients on all forms of government healthcare including Medicare.

Don't get me wrong, something needed done and still does but on the health care side, at least so far, the program has done little to lower costs or improve care. We are still doing the same tests and giving the same treatments. From what I have seen so far the only difference is that now, we arent getting paid for them.

It's a big deal in really poor areas like mine where most of the healthcare is funded by government program reimbursements.
 
OldGoat said:
Go to your local DMV. Now tell me you want these same crackheads running your healthcare.
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You want private companies to take over and rape you even more than they do now? Collective bargaining powers seems to be something very few americans understand. But I guess paying 4x the price is what you are used to.
 
Octavian said:
Ummm... exactly how is greater insurance coverage killing a hospital? Makes... no... sense...

I have a truly hard time believing some of the stuff in this thread. Not to mention the aggravation towards Obamacare for private insurance companies malfeasance - laughable.

If you're under 26 and posting a grip about Obamacare, just know that you can always be on your parents plan via Cobra - new OC provision... so you don't have to bother with the exchange.

If you're also furious about the fees for coverage (and make less than something around 46k) you can qualify for some big subsidies to help with the cost. I've read that something like 85% of people that signed up on the exchanges qualify for those subsidies.

The true problem is that year over year premium increases are much different state to state.. but on average are rising not all that crazy an amount in historical prospective. What is angering many people is that the cheapest, bargain basement plans that covered virtually NOTHING are almost not available anymore thereby making it appear to people that they're getting screwed but in reality, in the long run when all is said and done, the greater their coverage the less liability and financial loss to the whole. This is a net positive to the population as a whole. People with high deductables (who are not on a company insurance plan) will just have to ration their care more than in the past, where other people on the same plan were probably picking up their tab through increased premiums.
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What's written above is socialist mindset. For the "greater good", "it's better for the whole." People want freedom. They don't want to be forced to pay $1300/month premiums with an $8000 deductible, or be forced to pay the obamacare tax. That's what I was supposed to pay but I can't afford that for my family. That's more than most home mortgages where I live. For something you don't even need every month.

I found a loophole so that I don't have to pay the Obamacare tax penalty. But we don't really have insurance. It' a Christian co-op that helps each other and it's cheap. I'm glad for that, we're healthy as a family right now(thank God) so it's better for us that we don't have to spend $11,000 a year on something we don't even need. That really amount hurts middle class families.

I'm glad to see someone actually admitted that the people who sign up for this will have to ration their healthcare. Many people knew this law was a bad deal for the middle class.

"We have to pass the bill to find out what's in it.
If you like your doctor, you can keep your doctor.
If you like your plan, you can keep your plan."
 
ripskater said:
What's written above is socialist mindset. For the "greater good", "it's better for the whole." People want freedom.
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"Its better for the whole" is actually democracy.

And Obama Care is more like Corporatocracy, since it enriches private insurance companies. Well, it forces you to pay them under threat of force. If Obama Care were true socialism, it would be free for you and me.



On a side note: lol @ the dog and pony show a few years ago with republicans screeming and yelling against Obama Care. Threatening a Gov shut down and all that BS. After all that so called opposition, we still got it didn't we? I hope you guys didnt fall for that circus act.
 
Bay Area said:
And Obama Care is more like Corporatocracy, since it enriches private insurance companies. Well, it forces you to pay them under threat of force. If Obama Care were true socialism, it would be free for you and me.



.
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I agree with this
 
Top Obamacare Supporter Says Law Was ‘A Mistake’


The Huffington Post reported this week that: “A family of four with an income of three times the federal poverty level — about $70,650 — would owe around $500 this year, and more than double that in 2015, according to a calculator created by the Tax Policy Center.”
If you are in the higher income brackets, the penalty can be as much as $11,000, Weber added.
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http://amac.us/amac-top-obamacare-supporter-says-law-mistake/
 
I am not an yankee so hope this question is not crazy.

I've read a lot of rate increases in this thread re: obamacare.

Is there evidence to support obamacare as the cause of such increases? I ask b/c I have to wonder if insurances companies made out like bandits, seeing this as an opportunity to increase profits.
 
I lost what I had (and liked) and now pay almost 100% more. :(
 
SammyPops said:
I am not an yankee so hope this question is not crazy.

I've read a lot of rate increases in this thread re: obamacare.

Is there evidence to support obamacare as the cause of such increases? I ask b/c I have to wonder if insurances companies made out like bandits, seeing this as an opportunity to increase profits.
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Obamacare was a huge payout to insurance companies.
 
SammyPops said:
I am not an yankee so hope this question is not crazy.

I've read a lot of rate increases in this thread re: obamacare.

Is there evidence to support obamacare as the cause of such increases? I ask b/c I have to wonder if insurances companies made out like bandits, seeing this as an opportunity to increase profits.
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Average yearly rate changes haven't been much, if any, more than prior to obamacare and overall spending is down.

That said, if you were self-employed and had a crap nothing plan while making a decent salary you certainly saw substantial increases.
 
The Higher Power said:
Especially with no public option.
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The GOP cried "Socialism" whenever that was mentioned, so some of the public was convinced that getting bent over with no lube was the very best and only option.

I do hope that we can get a public option/single payer plan going in the U.S. We're the only modern nation that doesn't have it. :(

And I have Tricare Prime (retired military)
 
Strychnyne said:
The GOP cried "Socialism" whenever that was mentioned, so some of the public was convinced that getting bent over with no lube was the very best and only option.

I do hope that we can get a public option/single payer plan going in the U.S. We're the only modern nation that doesn't have it. :(

And I have Tricare Prime (retired military)
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That's nice, but they didn't need a single GOP vote at the time.
 
SammyPops said:
so insurance companies used it to screw people?
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They received a hell of a lot more clients. Folks that didn't have insurance before, were forced to get it...under threat of hefty fines from the IRS.
 
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