Details posted on facebook by a friend tonight. Edited down for anonymity. =================== My friend went the ACA route last year because it was a little cheaper than her Cobra. Three times this year they raised her premiums. Last month they sent a letter saying they canceled her plan and another company would take it over, and the premium would only rise a little and all the same doctors would be on the plan. She called to talk to someone on the phone and learned that the premium would actually be doubling. Then the phone call was cut off. She gets in touch with someone again but it's after the open enrollment period is over and she learns that she has been automatically enrolled in thdouble-her-old-premiums plan without her authorization. And several more lies are revealed, including she is finally told that none of her old doctors will be on her new plan, including the doctor for a life-threatening situation she has been dealing with this past year. And they're automatically withdrawing the premiums from her savings account -- even though they're a different company that she didn't authorize to do so. She's not permitted to cancel the policy now. She has to wait until February to cancel it. All the while paying the dramatically increased amount for her insurance and having to pay out of pocket for the doctors who are no longer covered. She took the drastic step of closing her bank account so the insurance company could not withdraw the payments. This will be the first time she has ever been without insurance.