Making private equity available to the masses: What steps are necessary?

Discussion in 'Mayberry Lounge' started by Iman Barlow, Aug 30, 2015.

  1. Iman Barlow

    Iman Barlow the boss

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    How can we make a Shark Tank scenario available to people with as little as 5k in disposable income?

    I'm thinking they invest in local restaurants, gas stations, businesses, and the like.
     
  2. Iman Barlow

    Iman Barlow the boss

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    they'll have to make the case for what they'll do with the 5k.
     
  3. RerouteToRemain

    RerouteToRemain Silver Belt

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    Aren't small business loans already available? If you are talking equity would need to find someone willing to risk a ton of money to unproven people. Not going to happen.
     
  4. therealdope

    therealdope Steel Belt

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    I've never seen one.
     
  5. Anung Un Rama

    Anung Un Rama Idol of Millions Platinum Member

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    Investing in restaurants is for millionaires looking for a hobby.
     
  6. KBE6EKCTAH_CCP

    KBE6EKCTAH_CCP Arrow sash belt with papakhka

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    Honestly in most cases someone who can t put aside 5k for his venture probably will fail anyways.

    Also, I would never invest a dime on someone who has no skin in the game.

    Lastly, screw 5K to open a second café. That's stupid shit. Bring me someone who has really developed an idea and invested his life savings in it.

    Bottom line is, getting investors or banks financing you isn't anybody's right, and 99% of people are unlikely unworthy of it. Including myself BTW.
     
  7. Anung Un Rama

    Anung Un Rama Idol of Millions Platinum Member

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    Isn't this called GoFundMe
     
  8. Iman Barlow

    Iman Barlow the boss

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    I feel as if our current financial system is responsible for many of the problems we are facing now.

    Banks make loans which are 'guaranteed' by the gov't, and they have no skin in the game. Imagine on the other hand you have a budding Mark Cuban who sees potential in your bar, and he'll move heaven and earth to make it successful.

    THAT'S THE DIFFERENCE.
     
  9. John Wayne's Teeth

    John Wayne's Teeth Green Gucci Suit Platinum Member

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    I mean, this is just go to your friends type shit.
     
  10. RerouteToRemain

    RerouteToRemain Silver Belt

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    Completely unrealistic. An extremely wealthy person wouldn't move heaven an earth for the random person. The idea has to be great, they have to be proven and all that other shit. Random untested people for small things like a small restaurant would literally be a waste of a super wealthy persons time as it could be better spent on something else that would be much more profitable.

    I certainly wouldn't invest in something unless I truly believed in the thing/product, the person and saw that they could deliver with the right financial push.
     
  11. Iman Barlow

    Iman Barlow the boss

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    You're right about that. An extremely wealthy person has less urgency than the rest of us.

    But these ideas are not untested, nor are they radical. You're thinking VENTURE CAPITALISM, which is synonymous with hi-tech.

    I'm talking about stuff for normal people. Like say a successful cafe that wants to launch a second location, and not only do you have 5k to spare, but your brother in law is a real estate agent and has an inside tip about some distressed properties going up in a nice area which would suit the second location.

    they still have to have a track record of success, similar to the show.
     
  12. Iman Barlow

    Iman Barlow the boss

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    Ya know?
     
  13. RerouteToRemain

    RerouteToRemain Silver Belt

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    I think what you are referring to usually would be done through family/friends or now crowd funding. 5k wouldn't really go very far tbh. The idea is great but I think accomplishing what your are saying is unrealistic.
     
  14. Iman Barlow

    Iman Barlow the boss

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    5k can make a restaurant go online if they don't already have a kitchen
     
  15. Iman Barlow

    Iman Barlow the boss

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    My peoples
     
  16. Cheese

    Cheese Banned Banned

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    you can do mico loans in the hood, like the ones they have in Africa.
     
  17. Iman Barlow

    Iman Barlow the boss

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    Loans are so unimaginative.
     
  18. HARRISON_3

    HARRISON_3 Gold Belt

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    Banks sometimes loan money to small businesses I think.
     
  19. MASShole

    MASShole Get it?

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    As a small business owner, it is already available to us.

    If you're talking very small "loans" like $500 or so, you can do that through sites like Prosper.com or Kiva.com
     
  20. KILL KILL

    KILL KILL Gold Belt

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    I think what TS is suggesting a platform that allows the public to bankroll small private owned companies for a share of the profit, correct?
     
  21. MadSquabbles500

    MadSquabbles500 Steel Belt

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    Isnt that what peer to peer lending is?

    But at the grass roots level, you get together with friends and family, and pitch them a business idea.
     
  22. Shoemaker

    Shoemaker ****BOILERPLATE**** Platinum Member

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    Penny-stocks baby!

    [​IMG]
     
  23. MadSquabbles500

    MadSquabbles500 Steel Belt

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    also these guys were already on Shark Tank

    http://www.totalmerchantresources.com/

    They basically lend you money, and you let them handle your CC processing, and they take cut of CC revenue until money is paid back.
     

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