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You sound
like you understand finance well sir.
haha.. well I know its not smart to put your account down to $0 because you think going to the bar is more important.
You sound
like you understand finance well sir.
Tiny houses.
This is probably true.
If you are living paycheck to paycheck, saving is really stupid. What would the point be of not going out and having fun, so you can save an extra $200 a month? Better to use that $200 on strippers and weed.
Now I understand your multiple genie/job that pays 85k/month threads.
Save the $200 spent on strippers and weed, in just a year, it would be $2400. You can take a short trip overseas with that.
You have it all backwards, imo. To escape poverty, you need to NOT spend all your money on frivolous shit.
However, if you are perfectly happy being poor, then you should continue to waste money like water.
Going overseas? Lol. I thought you were gonna give some financial advice
I always just throw all my change in this little bucket. When it gets full I take it too the coinstar. After like a month it adds up to around 100 bucks. Maybe try that?
All the card companies have really good offers right now, amex has a preferred with 6% back on grocery stores, 3% on gas and dept stores, and 1% on everything else. It's 75 a year, but they have another card that is free and I think only drops the grocery cash back to 3%. Only use for necessities and pay off the balance every month. You won't pay interest. I used my disc. card for biz expenses from apr to dec of this year and got enough cash back to do xmas shopping without dipping into my actual money.
Dunno if this also helps, but if you open a savings account on your 18th birthday and place in a dollar a day, you'll have a million dollars @ age 50.