As you said it all depends on the gamer and how much they have to spend at the time. Obviously if you can afford to go with a larger SSD drive and you are not taking way from other parts, then there is no reason not to do it. I also agree that most people tend to clutter up drives. Even those who's builds are "just for gaming" tend to have pictures, movies and music along for the ride. So it comes down to individual taste and needs. I have a 120GB SSD on my rig and use to move the current game(s) I was playing to that drive, but then stopped because it was just to much of a pain. Yes, I could see the differences in loading times, but it just was not enough for me to keep doing it. Now that being said, I also have Steam itself installed on the SSD, and all my saved games on the SSD which helps. It also helps when you have a good HDD and know how to partition it so your game drive is on the fastest part of the disk.