A co-worker and a friend of mine is going through divorce. I've known him and his wife for quite awhile. His wife cannot hold a job for more than a month. She quits because every job is too hard for her. She's had so many and I am not exaggerating how many jobs she has had. He pays for the mortgage, bills, everything. She basically pays for nothing. He has to lease her a car because she wants drive a new car every 2 years. Whatever little money she gets from her paycheck when she has a job, she spends on herself. They have a house. They have to sell the house, so that she gets half of the equity. She never put anything towards the mortgage. He has to give her half of his 401k, of course she hasn't put in a penny towards it. My friend is 60 years old. It's too late for him to start over. He's screwed big time. I think the problem was that there was too much of an age gap. She's around 20 years younger than him. She was a Mexican illegal immigrant and he jumped through hoops to get her citizenship. What can a person do in a situation like this? When you're getting up there in years, it's way too late to start over, you lose your house, you lose your 401k, you have to move to an apartment or rent a house.