Just to be clear, because I disagree doesn't make me disingenuous. I've never needed a gun in my entire life. I'm 35. Practically everyone I know will say the exact same thing; we have never, ever needed a gun. If someone was really desperate to break into my house and take my shit, which again has never ever happened, then fuck it. They can take it, I'm insured, and I'll just file a police report. A bit of my stuff is not worth someone dying over. I'm financially comfortable, it'll cost me fuck all to pay my excess/deductible, and I'll probably be better off because it will all be new for old replacement. I'll end up financially better off.