- Joined
- Aug 26, 2003
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I really don't get the deductible thing. Lemme get this straight, I pay a bunch of money every month just so that when I do go to the doctor I have to pay for it myself anyways? I need to get hit by a bus for them to cover anything and even then I get a 500 euro bill?
Pretty much. Thats the way private insurance work in Murka. You pay like 100$ a month, every month, then when you go to a doctor or hospital, there is a deductible that you have to pay out-of-pocket first before the actual insurance kicks in. You can have a lower monthly payment, like 50$, but then youre deductible will be like 20,000$ LOL. You can have a lower deductible, say like 500$ you pay, then your insurance will kick in, but then youre monthly payment will be like $1,000 a month. Basically, the HMOs are a total for-profit business, and will do anything they can to refuse paying for anything. Which is why they had the 'pre-existing conditions'clause for so long to be able to deny people out of their pools outright.
And you have Murkans on this forum who claim their healthcare is the greatest in the world